Fellowship Financial Group

Welcome to the official YouTube channel for Fellowship Financial Group!

Fellowship Financial Group provides retirement planning services designed to educate clients about their best options for meeting their current financial needs, achieving their long-term financial goals, avoiding common retirement planning mistakes, and enjoying a lifetime of financial security.

The goal is to teach clients how to enjoy reliable portfolio growth and security through conservative investment options designed to generate income through interest and dividends regardless of market conditions. This is income that can be spent or reinvested for dependable “organic” portfolio growth.

Fellowship Financial Group
Are you helping an aging parent and worried it could hurt your own retirement? In this week’s episode of Money Talk with Michael Eastham, he answers the viewer question: “I’m helping an aging parent. How do I do that without hurting my own retirement?” Many people are part of the “sandwich generation” — helping aging parents, supporting adult children, and still trying to keep their own retirement plan on track. Caregiving can bring emotional stress, financial pressure, long-term care questions, Medicaid planning concerns, and unexpected costs like assisted living or nursing home care. In this episode, Michael shares why it’s important to: Be honest about what support you can realistically afford Protect your own retirement savings and monthly needs Create a clear plan instead of reacting to one emergency at a time Understand when Medicaid and long-term care planning may need to be part of the conversation Helping family is an act of love, but it still needs a plan. If this was helpful, like and subscribe so you don’t miss next week’s question. #RetirementPlanning #AgingParents #LongTermCare Investment Advisory services offered through Fellowship Investment Advisors, LLC, an SEC Registered Investment Advisor. This content is for educational purposes only and should not be considered individualized financial, legal, or tax advice. Medicaid and long-term care planning rules vary by state. Please consult qualified professionals before making decisions. Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup The Retirement Income Show with Michael Eastham Podcast is now available to stream for FREE wherever you get your podcasts. Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Helping an Aging Parent Without Hurting Your Retirement
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7 Secrets - Practice_Juan 061826
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Everything seems to cost more, and that can create real stress in retirement. In this week’s Money Talk, Michael Eastham answers a viewer question: “Everything costs more again. Do we need to cut back now or ride it out?” Rising costs can make even people with solid savings start second-guessing everyday spending. But before making drastic cuts, it can help to step back and look at the full picture. Michael discusses why retirees may want to separate temporary pressure from lasting changes in spending needs, look for a few meaningful adjustments instead of cutting everything at once, and review whether their income plan still fits today’s reality. Have a question for a future Money Talk? Leave it in the comments, and don’t forget to like and subscribe. Investment Advisory services offered through Fellowship Investment Advisors, LLC, an SEC Registered Investment Advisor. This content is for educational purposes only and s Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup The Retirement Income Show with Michael Eastham Podcast is now available to stream for FREE wherever you get your podcasts. Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Rising Costs in Retirement: Cut Back or Ride It Out?
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A lot of people hold onto a stock longer than they intended because they are worried about the tax bill. In this episode of Money Talk with Michael Eastham, he answers a viewer question: “I want to sell some stock, but I’m worried about taxes. What should I think through?” He talks through why it can help to look at the after-tax result, consider your income and timing for the year, and ask whether the stock still fits your overall plan and risk level. Have a question for a future Money Talk? Drop it in the comments below, and don’t forget to like and subscribe. This content is for educational purposes only and should not be considered personalized financial, tax, or legal advice. Investment Advisory services offered through Fellowship Investment Advisors, LLC, an SEC Registered Investment Advisor. Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup The Retirement Income Show with Michael Eastham Podcast is now available to stream for FREE wherever you get your podcasts. Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Selling Stock? Consider Taxes, Timing, and Your Bigger Plan
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No spouse should be left scrambling to find accounts, passwords, bills, or key contacts during a difficult moment. In this week’s episode of Money Talk with Michael Eastham, he answers a viewer question many couples may quietly relate to: “My spouse handles the money. What do we need to organize in case something happens?” This conversation is less about becoming a financial expert and more about making sure both spouses understand the basics of the plan. If one person usually handles the household money, the other spouse should still know where to find important information and who to contact when questions come up. You’ll hear simple, practical steps for organizing a list of accounts, income sources, bills, and key contacts. The episode also covers the importance of knowing where passwords, documents, and important records are kept so nothing has to be figured out under stress. The goal is peace of mind. When both spouses know the basics, it can help reduce confusion and make the household feel more prepared. Watch now, and if this was helpful, like and subscribe so you don’t miss next week’s question. #RetirementPlanning #MoneyTalk #FinancialOrganization Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup The Retirement Income Show with Michael Eastham Podcast is now available to stream for FREE wherever you get your podcasts. Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
When One Spouse Handles the Money: What to Organize First
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If your drug costs keep changing, your retirement budget can drift higher before you realize it. In this week’s episode of Money Talk with Michael Eastham, he answers a viewer question: “My drug costs keep changing. Should I review my health plan every year?” Healthcare costs are one of the easiest areas for a retirement budget to shift over time. Even if your medications stay the same, prescription coverage may change from one year to the next. That means the plan that worked well before may not always fit the same way going forward. This episode explains why it is important to review your health plan costs, drug coverage, and pharmacy rules regularly. A quick annual review can help you catch changes before they turn into surprise costs later. For retirees and pre-retirees, staying aware of these details can make the retirement budget feel more manageable and support greater peace of mind. Watch now, and if you have a money-related question, like, subscribe, and leave your question in the comments for a future episode. #RetirementPlanning #HealthcareCosts #MoneyTalk Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup The Retirement Income Show with Michael Eastham Podcast is now available to stream for FREE wherever you get your podcasts. Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Drug Costs Changed? Review Your Health Plan Each Year
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Part-time work in retirement can be helpful, but it should fit your plan instead of quietly reshaping it. In this week’s episode of Money Talk with Michael Eastham, he answers a viewer question: “I may work part time in retirement. How does that affect the rest of my plan?” Working part time can be a real advantage in retirement when it is planned well. Even modest income may help reduce pressure on your savings in the early years of retirement, especially while you are adjusting to a new routine and deciding how much you truly need to spend. But part-time income does not stand alone. It can also affect other areas of your retirement plan, including taxes, benefits timing, and spending needs. That is why it is important to look at how the income fits into the bigger picture before making assumptions. The key is making sure the work supports the retirement lifestyle you want, rather than delaying it by accident. For many retirees, the goal is not simply to keep working. It is to create more flexibility, more confidence, and more peace of mind. Watch this week’s episode to learn how part-time work may affect the rest of your retirement plan. If you have a question like this, drop it below—and don’t forget to like and subscribe. #RetirementPlanning #RetirementIncome #MoneyTalk Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup The Retirement Income Show with Michael Eastham Podcast is now available to stream for FREE wherever you get your podcasts. Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Working Part Time in Retirement: What It Means for Your Plan
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Having too much of your retirement savings in one stock can feel comfortable—until the timing turns against you. In this week’s episode of Money Talk with Michael Eastham, he answers a viewer question: “Most of our savings is in one stock. Is that too risky now?” A single stock may have helped build wealth, especially if it performed well over time. But when retirement is near or already here, the same holding that created opportunity can also create a different kind of risk. The key question is not only how strong the stock looks today. It’s what could happen if that one holding drops at the wrong time, when you may be relying on your savings for retirement income. This episode explains why concentrated stock risk can be larger than many people realize, why emotional all-at-once decisions may not be the best way to respond, and why reducing risk usually works better as a plan. It also touches on the importance of considering taxes, including the possibility of spreading changes across multiple years. If a large part of your savings is tied to one stock, this conversation can help you think more clearly about risk, timing, taxes, and peace of mind in retirement. Watch below, and if this was helpful, like and subscribe so you don’t miss next week’s question. #RetirementPlanning #InvestmentRisk #TaxPlanning Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup The Retirement Income Show with Michael Eastham Podcast is now available to stream for FREE wherever you get your podcasts. Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Too Much in One Stock? Plan Around Risk, Timing, and Taxes
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Helping adult kids can feel complicated when you also need your retirement money to last. Most parents want to step in when their grown children need help. But in retirement, generosity has to be balanced with your own long-term security. In this week’s episode of Money Talk with Michael Eastham, he answers a viewer question many families quietly wrestle with: “Our grown kids need help, but I’m worried about our future. How do we decide?” This episode looks at how to think through that decision before money starts changing hands. If you are going to help, the first step is deciding what level of support you can offer without putting your own financial security at risk. From there, clarity matters. Is the help a one-time gift, a loan, or ongoing support? Setting limits can also help protect both your retirement and the relationship. Without clear boundaries, generosity can quietly turn into a burden over time. A thoughtful plan can give you more confidence, more clarity, and more peace of mind as you decide what kind of help makes sense. Watch now, and if you have a retirement question you would like answered in a future episode, leave it in the comments. Don’t forget to like and subscribe for more retirement-focused conversations. #RetirementPlanning #FinancialConfidence #FamilyFinances Please send any questions you may have to info@fellowshipia.com Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup The Retirement Income Show with Michael Eastham Podcast is now available to stream for FREE wherever you get your podcasts. Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Helping Adult Kids Without Putting Your Retirement at Risk
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