Fellowship Financial Group

At Fellowship Financial Group, we help you understand your options and plan for the retirement you envision. Our team offers personalized guidance in retirement income planning, investment management and tax planning strategies.

Watch Money Talk with Michael Eastham for practical answers to everyday financial questions, and explore our educational videos about retirement income, taxes and investing. Founded in 2007, we serve clients from Maitland, Florida.

Contact our team to start a conversation:
https://www.fellowshipfinancial.com/
(407) 949-5888 | info@fellowshipia.com
630 N Wymore Road, Suite 304, Maitland, FL 32751

Educational content only; not personalized financial, tax or legal advice. Investment Advisory services offered through Fellowship Investment Advisors, LLC, a Registered Investment Advisor. Investing involves risk, including the potential loss of principal.

Fellowship Financial Group
One weak spot can create a very expensive problem. So what should older adults and retirees protect first? In this week's episode of Money Talk with Michael Eastham, Michael answers a viewer question about financial scams. He covers passwords, account alerts, basic account monitoring, and limiting who has access to money and personal information. He also explains why fraud protection should be part of the financial plan, not an afterthought. Which area is already part of your routine: passwords, account alerts, or account monitoring? Leave your answer or a question for a future episode in the comments, and subscribe so you do not miss next week's Money Talk. #FraudPrevention #FinancialSafety #RetirementPlanning This content is for educational purposes only and should not be considered personalized financial, tax, or legal advice. Investment Advisory services offered through Fellowship Investment Advisors, LLC, an SEC Registered Investment Advisor. Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Financial Scams: What Should You Protect First?
YouTube Video VVVmbmhkRjZxSWJxNWhwNmNWOGdOR2hRLkdwQzlleTJsaWsw
A big tax refund feels good, but does it mean the plan is working efficiently? In this week's episode of Money Talk with Michael Eastham, Michael answers a viewer question about whether receiving a large refund every year is smart or worth changing. He explains why a refund usually means you gave up control of that cash during the year. He also discusses whether the money could be more useful in monthly cash flow or savings, and why the right answer depends on discipline, spending habits, and income stability. Would you rather have more cash during the year or a larger refund? Leave your answer or a question for a future episode in the comments, and like and subscribe so you do not miss next week's Money Talk. #TaxRefund #CashFlow #FinancialPlanning This content is for educational purposes only and should not be considered personalized financial, tax, or legal advice. Investment Advisory services offered through Fellowship Investment Advisors, LLC, an SEC Registered Investment Advisor. Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Big Tax Refund? What It Means for Your Cash Flow
YouTube Video VVVmbmhkRjZxSWJxNWhwNmNWOGdOR2hRLlVnN29ydnF6OE93
Does every market drop make you want to pull out? Market fear can feel more personal in retirement because the money now has a job to do. In this week's episode of Money Talk with Michael Eastham, Michael answers a viewer question about how to stop reacting each time the market falls. He explains why emotional reactions are strongest when the plan is unclear, how a cash reserve and income strategy can reduce the urge to react to headlines, and why the plan should be reviewed before the next drop so decisions are not being made in the moment. When the market falls, do you feel the urge to change the plan right away? Leave your answer or a question for a future episode in the comments, and like and subscribe for next week's Money Talk. #RetirementPlanning #MarketVolatility #RetirementIncome This content is for educational purposes only and should not be considered personalized financial, tax, or legal advice. Investment Advisory services offered through Fellowship Investment Advisors, LLC, an SEC Registered Investment Advisor. Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
How to Stop Letting Market Drops Drive Your Decisions
YouTube Video VVVmbmhkRjZxSWJxNWhwNmNWOGdOR2hRLkxGcmR5anZybjJB
One child needs help now, but you still want to leave money to both children. What does "fair" look like? In this week's episode of Money Talk with Michael Eastham, Michael answers a viewer question about helping one child today while keeping future plans fair. He explains why fair does not always mean equal. The conversation covers whether the current help is support, an advance, or a separate decision; why communication and documentation matter around major gifts; and why family harmony deserves attention alongside the dollar amounts. Do you think fair always has to mean equal? Leave your answer or a question for a future episode in the comments, and subscribe so you do not miss next week's Money Talk. #FamilyFinances #RetirementPlanning #MoneyTalk This content is for educational purposes only and should not be considered personalized financial, tax, or legal advice. Investment Advisory services offered through Fellowship Investment Advisors, LLC, an SEC Registered Investment Advisor. Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Helping One Child Now: Fair or Equal?
YouTube Video VVVmbmhkRjZxSWJxNWhwNmNWOGdOR2hRLk1hQzQ2Y1JXUmo0
Do you have a large amount of cash at one bank? When that money is meant to protect your plan or cover short-term needs, knowing how much is protected matters. In this week's episode of Money Talk with Michael Eastham, Michael answers a viewer question about whether cash should be spread across more than one bank for safety. He explains how to look at how much may be protected and how much may be over the limit. The discussion covers the FDIC limit of up to $250,000 in each ownership category, per bank; how individual, spouse, and joint ownership can fall into different categories; and why safety, access, and simplicity should all be part of the decision. Which matters most to you when organizing cash: safety, access, or simplicity? Leave your answer or a question for a future episode in the comments, and like and subscribe so you do not miss next week's Money Talk. #RetirementPlanning #CashSafety #FDIC This content is for educational purposes only and should not be considered personalized financial, tax, or legal advice. Investment Advisory services offered through Fellowship Investment Advisors, LLC, an SEC Registered Investment Advisor. Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Too Much Cash in One Bank? Check Your FDIC Coverage
YouTube Video VVVmbmhkRjZxSWJxNWhwNmNWOGdOR2hRLmZvUWF1UktxLTNn
A lot of retirees pictured more travel, but rising costs can change how realistic that feels. In this week’s episode of Money Talk with Michael Eastham, he answers a viewer question about how retirees can adjust travel plans when everything costs more now. Michael explains why retirees should not assume the whole goal is gone. He talks through reworking priorities, looking at whether the plan is leaning more toward growth or income, and thinking about timing, frequency, and overall travel style before cutting it completely. A good plan makes room for lifestyle changes without turning them into a source of frustration. If travel is still important to you, this episode offers a practical way to think through adjustments without giving up what you were looking forward to. Watch below, and like, subscribe, and leave your question in the comments to be a part of a future episode. #RetirementPlanning #RetirementLifestyle #TravelPlanning This content is for educational purposes only and should not be considered personalized financial, tax, or legal advice. Investment Advisory services offered through Fellowship Investment Advisors, LLC, an SEC Registered Investment Advisor. Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Travel Costs Are Up: How Retirees Can Adjust Without Giving Up Travel
YouTube Video VVVmbmhkRjZxSWJxNWhwNmNWOGdOR2hRLmVnMFlWcm9nU3BV
It is common for one spouse to want more growth while the other wants more safety, especially as retirement gets closer. In this week’s episode of Money Talk with Michael Eastham, Michael answers a viewer question about how couples can meet in the middle without turning every investment conversation into an argument. Michael explains why it helps to begin with shared retirement goals before debating individual investments. He also discusses how much of a market decline each spouse can realistically tolerate and how separating money needed for retirement income from money intended for longer-term growth may help create a plan both people can support. A good plan should not feel like one person won and the other gave in. It should give both spouses confidence in the path forward. Watch the episode, then leave your question for Michael in the comments and subscribe for future Money Talk videos. #RetirementPlanning #CouplesAndMoney #InvestmentRisk This content is for educational purposes only and should not be considered personalized financial, tax, or legal advice. Investment Advisory services offered through Fellowship Investment Advisors, LLC, an SEC Registered Investment Advisor. Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
When One Spouse Wants Growth and the Other Wants Safety
YouTube Video VVVmbmhkRjZxSWJxNWhwNmNWOGdOR2hRLjV5MTllanNWbDdV
An inheritance can bring gratitude, grief, and pressure to act—all at the same time. In this week’s episode of Money Talk with Michael Eastham, Michael answers a viewer question about what to do first after receiving inherited cash. He explains why it may help to slow down, temporarily keep the money somewhere appropriate, and review your debts, reserves, and near-term needs before making a major decision. Most importantly, the money should have a clear purpose and fit into your broader retirement and financial plan. The goal is not to rush into a brand-new strategy. It is to make a thoughtful decision that supports the life you are already building. Watch the episode, and if it was helpful, like and subscribe so you don’t miss next week’s question. #RetirementPlanning #InheritedMoney #FinancialClarity This content is for educational purposes only and should not be considered personalized financial, tax, or legal advice. Investment Advisory services offered through Fellowship Investment Advisors, LLC, an SEC Registered Investment Advisor. Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Inherited Cash? What to Do Before You Make a Move
YouTube Video VVVmbmhkRjZxSWJxNWhwNmNWOGdOR2hRLnFmYkNDLUZMODdN
Social Security is an important part of retirement income for many households—but how much should your overall plan depend on it? In this week’s episode of Money Talk with Michael Eastham, Michael answers this viewer question: “I keep hearing Social Security could change. Should I plan on getting less?” Rather than trying to predict every possible future change, Michael focuses on the areas retirees and pre-retirees can evaluate now. He explains why it helps to understand what role Social Security is expected to play in covering essential monthly expenses, how cost-of-living adjustments fit into the conversation, and whether the rest of the retirement plan has enough flexibility. He also brings the discussion back to the decisions that remain within your control, including savings, spending, and the timing of retirement-income choices. A retirement plan does not have to predict every future change. It should be able to adjust as circumstances, expenses, and personal needs evolve. Watch the episode, then like, subscribe, and leave your question in the comments for a future Money Talk. #RetirementPlanning #SocialSecurity #RetirementIncome This content is for educational purposes only and should not be considered personalized financial, tax, or legal advice. Investment Advisory services offered through Fellowship Investment Advisors, LLC, an SEC Registered Investment Advisor. Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
How Much Should Your Retirement Plan Depend on Social Security?
YouTube Video VVVmbmhkRjZxSWJxNWhwNmNWOGdOR2hRLkg3OXlBQzcyUTE4
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