Fellowship Financial Group

Welcome to the official YouTube channel for Fellowship Financial Group!

Fellowship Financial Group provides retirement planning services designed to educate clients about their best options for meeting their current financial needs, achieving their long-term financial goals, avoiding common retirement planning mistakes, and enjoying a lifetime of financial security.

The goal is to teach clients how to enjoy reliable portfolio growth and security through conservative investment options designed to generate income through interest and dividends regardless of market conditions. This is income that can be spent or reinvested for dependable “organic” portfolio growth.

Fellowship Financial Group
Small moves before December 31 can reshape next year’s tax picture—and your retirement cash flow. On Money Talk with Michael Eastham, he walks you through practical, do able steps you can still take before December 31 in Before December 31: Year End RMD, Roth, and Charitable Tax Moves. 🗓️ Bracket check: confirm RMDs are satisfied; review this year’s gains; and calibrate any Roth conversions without drifting into a higher tax bracket or triggering IRMAA (Medicare) surcharges. 🙏 Charitable tactics: if you give, consider a qualified charitable distribution (QCD) directly from an IRA, or bunch several years of gifts using a donor advised fund so your generosity does the most good in a tax smart way. 🧭 Portfolio & cash: rebalance back to your target; set next year’s withdrawal cadence; and top up a dedicated cash reserve so market swings don’t dictate your paycheck. You’ll also hear how a simple year end bracket check can reveal “creep” from RMDs and gains, helping you decide whether a modest Roth conversion still makes sense this year. A short checklist now can reduce surprises and increase peace of mind when you file next year. If this helped, tap 👍 and subscribe so you don’t miss next week’s viewer question. Educational only—talk with your tax professional about your situation. Watch now. #YearEndPlanning #TaxSmartRetirement #RetirementPlanning Please send any questions you may have to info@fellowshipia.com Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup The Retirement Income Show with Michael Eastham Podcast is now available to stream for FREE wherever you get your podcasts. Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Before December 31: Year End RMD, Roth, and Charitable Tax Moves
YouTube Video VVVmbmhkRjZxSWJxNWhwNmNWOGdOR2hRLjVmNUs4MUNuckNB
You want income you can count on without risking your nest egg. In this week’s Money Talk with Michael Eastham, he explains—in plain English—how CDs and annuities approach the two things retirees care about most: protecting principal and generating income. You’ll get a calm, side‑by‑side comparison to help you think clearly before making a decision. What you’ll learn: - How each typically treats principal protection 🔒 - How income is structured—and what can influence it over time 💵 - Access to your money and time commitments to consider ⏳ - A simple way to think about which option may fit your goals 🎯 This is straightforward education to help you ask better questions and choose with more confidence—no hype, no hard sell. Watch now and get a clear framework you can use in your own planning. Watch now. #RetirementIncome #PrincipalProtection #CDsVsAnnuities Please send any questions you may have to info@fellowshipia.com Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup The Retirement Income Show with Michael Eastham Podcast is now available to stream for FREE wherever you get your podcasts. Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
CDs vs Annuities: Which Protects Your Principal and Income?
YouTube Video VVVmbmhkRjZxSWJxNWhwNmNWOGdOR2hRLmFGMkVjXy1hTGJR
“I’m 64 and still working, but my wife just started Social Security. Should I claim now or wait until I retire at 66?” In this week’s Money Talk with Michael Eastham, he addresses this real‑life question and shares how he frames the choice between claiming now while still working or waiting until 66—especially when a spouse has already started. ⏳💬 Watch to hear his take and see how he thinks through timing, current income needs, and coordination with a spouse’s benefit in a situation like this. 👉 New episodes on Tuesdays. #SocialSecurity #RetirementPlanning #MoneyTalk Please send any questions you may have to info@fellowshipia.com Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup The Retirement Income Show with Michael Eastham Podcast is now available to stream for FREE wherever you get your podcasts. Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Social Security at 64 While Working: Claim Now or Wait Until 66?
YouTube Video VVVmbmhkRjZxSWJxNWhwNmNWOGdOR2hRLlluOHVLbkcwMjNB
Money Talk with Michael Eastham — In this week’s episode, Michael tackles one of the most common questions near-retirees are asking: 👉 “We’re getting close to retirement and keep hearing about Roth conversions—how do we know if it’s right for us?” If you’ve been wondering whether a Roth conversion could help you build more tax-efficient income in retirement—or if it could end up costing you more—this episode is for you. Michael breaks down how to think through the decision so you can move forward with clarity and confidence as you approach retirement. 🎥 Watch the full episode of Money Talk with Michael Eastham to find out what steps you should consider before deciding. #RothConversion #RetirementPlanning #MoneyTalkWithMichaelEastham Please send any questions you may have to info@fellowshipia.com Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup The Retirement Income Show with Michael Eastham Podcast is now available to stream for FREE wherever you get your podcasts. Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Are Roth Conversions Right for You as You Near Retirement?
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Lock Down Your Legacy: Make Sure Your Money Lands in the Right Hands You’ve worked hard to build your savings—so how can you make sure it ends up where it belongs? 🔒 In this week’s episode of Money Talk with Michael Eastham, he shares insights to help you think through how to protect what you’ve earned and ensure your financial legacy reaches the right people. This conversation can help you feel more confident about the steps you’re taking to secure your future and your family’s. Watch Money Talk with Michael Eastham and learn how to take control of your legacy today. ▶️ #RetirementPlanning #FinancialLegacy #MoneyTalk Please send any questions you may have to info@fellowshipia.com Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup The Retirement Income Show with Michael Eastham Podcast is now available to stream for FREE wherever you get your podcasts. Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Lock Down Your Legacy: Make Sure Your Money Lands in the Right Hands.
YouTube Video VVVmbmhkRjZxSWJxNWhwNmNWOGdOR2hRLm5sMHVHeVlXWnk4
Inflation vs. Your Retirement: Protect Your Purchasing Power In this week’s episode of Money Talk with Michael Eastham, he breaks down how rising prices quietly erode a retiree’s lifestyle—and the practical moves you can use to fight back. 💪💵 You’ll learn: - What “purchasing power” really means for your retirement budget 🧾 - How to build income that can rise with inflation - Smart ways to use cash reserves, dividends/interest, and laddered strategies - Why relying on Social Security alone may leave a gap—and how to fill it A simple checklist to stress-test your plan for higher costs If you’re 55–75 and want your savings to feel like a reliable paycheck, not a guessing game, this is for you. 👉 Watch now to protect your lifestyle and keep your retirement on track. #RetirementPlanning #Inflation #PurchasingPower Please send any questions you may have to info@fellowshipia.com Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup The Retirement Income Show with Michael Eastham Podcast is now available to stream for FREE wherever you get your podcasts. Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Inflation vs. Your Retirement: Protect Your Purchasing Power
YouTube Video VVVmbmhkRjZxSWJxNWhwNmNWOGdOR2hRLnZCd0hlNldxYThN
Worried long-term care could wipe out your nest egg? 🏥💸 On Money Talk with Michael Eastham, he breaks down practical, tax-smart ways to pay for care while protecting your savings. Compare traditional LTC insurance vs. hybrid life/LTC policies, evaluate annuities with LTC riders, use HSAs wisely, avoid Medicaid spend-down pitfalls, and build an income plan that keeps pace with inflation. 🛡️📈 What you’ll take away: - When self-funding makes sense—and when it doesn’t - How to structure withdrawals and taxes to stretch your money - Coordinating LTC coverage with Medicare & Medicaid rules - Legal must-haves (POA, advance directives) to stay in control Watch now and turn your concern into a clear plan! #LongTermCare #RetirementPlanning #ProtectYourSavings Please send any questions you may have to info@fellowshipia.com Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup The Retirement Income Show with Michael Eastham Podcast is now available to stream for FREE wherever you get your podcasts. Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
Pay for Long-Term Care Without Draining Your Retirement
YouTube Video VVVmbmhkRjZxSWJxNWhwNmNWOGdOR2hRLkFqVVg3Nk9DN1Jz
You’ve worked hard to build your wealth — but did you know a huge portion of what you leave behind could go straight to the IRS instead of your kids? 😟 In this week’s Money Talk with Michael Eastham, he shares smart strategies to pass money to your children while keeping more of it in the family. Don’t let taxes take a bigger bite than necessary. Discover the tools and planning methods that can help protect your legacy and give your kids the inheritance you intended. 👉 Watch now and learn how to pass down your wealth with confidence! #RetirementPlanning #WealthTransfer #MoneyTalk Please send any questions you may have to info@fellowshipia.com Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup The Retirement Income Show with Michael Eastham Podcast is now available to stream for FREE wherever you get your podcasts. Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
How to Leave Money to Your Kids Without Losing Half to Taxes
YouTube Video VVVmbmhkRjZxSWJxNWhwNmNWOGdOR2hRLmJHdUtnc3BmYUpV
You’ve been saving for years in your 401(k)… but how do you turn that balance into a reliable paycheck in retirement? 🤔 In this week’s episode of Money Talk with Michael Eastham, he explains the smartest ways to create income from your 401(k) without running out of money. Discover strategies to help you feel confident, avoid costly mistakes, and finally enjoy the retirement you’ve worked hard for. ▶️ Watch now to learn how to transform your 401(k) into income you can count on! #RetirementPlanning #401k #RetirementIncome Please send any questions you may have to info@fellowshipia.com Schedule a FREE 15-minute call with Michael to discuss any questions further: https://calendly.com/fellowshipfinancial/15-minute-complimentary-consultation-mtwm Visit our website for more info: https://fellowshipfinancial.com/ Visit us on social media: https://soundcloud.com/fellowshipfinancial https://www.facebook.com/fellowshipfinancialgroup/ https://www.linkedin.com/company/fellowshipfinancialgroup The Retirement Income Show with Michael Eastham Podcast is now available to stream for FREE wherever you get your podcasts. Michael Eastham, CPA, PFS, is the founding Principal of Fellowship Financial Group in Maitland, Florida. Eastham has been involved in financial services for more than 25 years. He is an active member of the American Institute of CPAs and has earned their Personal Financial Specialist (PFS) designation. He has a BBA in Accounting from James Madison University and holds Series 65 & 63 securities licenses, as well as licenses in Insurance and Annuities. Eastham is the author of the bestselling book Common-Sense Income Strategies and is a recognized specialist in the areas of financial strategies, retirement planning, and asset protection. He is the host of the financial radio show, The Retirement Income Show.
401(k) to Paycheck: The Smart Way to Create Retirement Income
YouTube Video VVVmbmhkRjZxSWJxNWhwNmNWOGdOR2hRLmh5Z2RfLUFmUWhj
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